Debt counseling

If you are overwhelmed by debt, there are a number of solutions. The most drastic of these is filing bankruptcy. I want to encourage you to make sure that you have examined all of the available options, including credit card debt couseling, debt settlement and negotiation before you go down this road. In recent years, [...]

Today’s credit crisis is resulting in a more difficult road for consumers to getting a loan and obtaining good rates. Lenders are becoming increasingly cautious and are making more declines than ever before. If your credit rating is less than stellar, you can pretty much guarantee you’re not going to get the best rate on [...]