Credit Counseling Programs – What’s the Difference in Credit Counseling and Debt Settlement?

The debtors are once more in dilemma, whether to refer the credit counseling or debt settlement. Both have their own positive and negative sides, it is important to read in between the lines. Make sure you refer a legitimate company, one that is audited and accredited, and read the fine prints of contract or offers [...]

Credit Card Debt Counseling Vs Bankruptcy

If you are overwhelmed by debt, there are a number of solutions. The most drastic of these is filing bankruptcy. I want to encourage you to make sure that you have examined all of the available options, including credit card debt couseling, debt settlement and negotiation before you go down this road. In recent years, [...]

How to Choose a Debt Counseling Service

Debt counseling services are those that provide information and personal finance advice to those that cannot afford to hire a personal finance advisor or those that are seeking information to better their financial future.What should you keep in mind while choosing a debt counseling service? Here are some tips that can help you choose the [...]